Common Questions

Q: How are you different from real estate agents?

A: Real estate agents “list” properties. They charge you a commission to sell your property. There are no guarantees—if, when and how much your property will sell for. The average property takes months to sell. Some take over a year! This uncertainty causes great stress and anxiety. And on top of that, you have to constantly keep your home spotless “just in case” a possible buyer wants to look at your home. Usually not until the day your property sells and you get your check, do you even know exactly how much you’re going to receive.

As your private real estate investor, we don’t want to “list” your property, we want to buy your property. We don’t charge you any fees or commissions. Often within 24 hours we can make you a fast offer, and often as quickly as three days we can close!

We want you to have a fast, hassle-free, stress-free sale!


Q: Do You Pay Full Market Value?

A: It depends on your definition of Full Market Value. Please don’t confuse what a real estate agent tells you is the value of your property with how much money you will actually put in your pocket if, and when the property sells.

First of all, it is quite common for a home or property to sell for 10 to 20 percent less than what the real estate agent lists it for.

Secondly, when using a real estate agent, it isn’t uncommon you as the seller will probably be required to do a number of repairs to satisfy the buyer. These repairs could cost thousands of dollars.

Third, don’t forget your holding costs. (Your loan payments and the cost of your money tied up in the property, which could be making you money, somewhere else.) A real estate agent will not make your mortgage payments for you while you wait for a buyer. We will buy your house now!

Finally, there are commissions to the agent which can be as high as 6 percent, and your closing costs which can be as much as 3 percent.

A real estate agent could tell you your house or property is worth X amount of dollars. By the time your agent sells it, figure in your holding costs, price reductions, repair costs, commissions, selling costs, etc., etc.—it is likely that tens of thousands of dollars will be taken off the top of what your agent originally suggested your house was worth!

The Bottom Line is we agree on a fair price that meets yours and our needs and close quickly. If we can’t agree, we do nothing.  No one loses and it costs nothing to explore your options.


Q: How much will you pay me?

A: We have the flexibility to offer you a number of personalized purchasing programs. Each has its own methods and formulas to determine how much we can pay for a house or property; allowing you to benefit from the fastest possible sale without doing any work or repairs.

How much we can pay for your home or property will be based on many factors. These include the condition and repairs that are needed, the time factor, your loan balance, your equity if any, and your needs.  You’ll know the answer within 48 hours.


Q: Is there any risk, obligation or charge?

A: You have no obligation or risk for us to have an initial contact. We don’t charge a fee or commission to simply discuss possible “win, win” solutions. Once you submit the property information you’ll either get an email or call shortly and if we feel we can move forward, we’ll arrange to see the house.


Q: How fast can you close?

A: We can have a written offer instantly after viewing your home within 48 hours. We can close within 7 to 14 days.


Q: What if I’m in foreclosure or Bankruptcy?

A: We buy houses in foreclosure, Power of Sale and bankruptcy almost every month right along with some that are not in distress, in all areas and price ranges.


Q: Where do you buy?

A: Greater Toronto Area and all over Ontario. From the east in Durham including Oshawa, Bowmanville, Whitby, Ajax and Pickering, even out to Port Hope and Cobourg. In the west out to Brampton and Burlington, St Catharines, Niagra Falls. North to King and Newmarket, Innisfil, Barrie and Orillia. Anywhere in and around Toronto.


Q: What if I owe more than my home is worth. Can you Help?

A: Yes. Unfortunately, this is common however; we have many options available to you even if you owe more than your home is worth. The sooner you fill the form, the faster we will be able to take you out of your worries.


Q: Do you pay cash?

A: Sometimes yes and sometimes we take over existing debt or buy with seller financing.  It will depend on what you owe, what you want and other pertinent facts on our form.


Q- How Fast Can You Buy My Home? 
A: We can have a Purchase Agreement written instantly after viewing your home. We can act as fast you need to have your home sold.


Q: Can You Stop Power Of Sale?

A: ABSOLUTELY- We can put a stop to a power of sale with one phone call. It will only happen is you contact us now! Or the bank may take possession of your home. This would ruin your credit for Six Years.


Q- Do You Only Buy Houses?
A: We purchase all types of property. This includes Single Family Homes, Condos, Multi-Unit Homes, Townhouses, Apartment Buildings, Commercial Properties and even land!
Q- Are You Real Estate Agents? 
A: We are Investors. We do not charge any fees or commissions to purchase your home. We buy it. Real Estate Agents list your home. We know Realtors who can help if you want to list your home.
Q- Do You Buy Homes That Need Alot Of Repairs? 
A: Yes, we buy homes in any condition and any location. No matter how much work your home needs we will buy it.


Q: What if I am behind on my Mortgage Payments. Can You Help?

A: Yes, we have all the knowledge to negotiate with your lenders, but you need to take action and contact us right away so that we can stop the bank from taking possession of your home and ruining your credit. Take benefit of our free consultation, we work with each homeowner exclusively. We will review your situation and discuss in detail all Workable Possibilities. Consultation is Free and Confidential (you are NOT obligated to sell).


Q- The Mortgage Is Higher Then The Property Value Can You Help? 
A: Yes, we will still buy your home.
Q- We Can’t Pay A Realtor Can You Help? 
A: We do not charge any fees or commissions so we will still buy your home
Q- Why Should We Call You Instead Of A Realtor?
A: We do not compete with Realtors for your home. We buy houses and don’t charge commissions. If you want to list your home we know Realtors that can help you.
Q- Do You Charge Commissions? 

A: There are No Obligations, NO charges or commissions to work with us.  We’ll make you an offer, and if it’s a fit… we’ll buy your house (and we’ll often pay for the closing costs too!).